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  1. 31 de mar. de 2021 · The Fair Debt Collection Practices Act defines what third-party debt collectors can and cannot do when they’re collecting a debt from you. Knowing your rights with debt collectors can save you many headaches and even keep you from paying debts for which you have no legal obligation.

  2. Learn how debt collection works and what your rights are under the CFPB’s Debt Collection Rule and the FDCPA. Find resources, guidance, and tips on how to deal with debt collectors, avoid harassment, and settle debts.

  3. 22 de mar. de 2023 · Learn about your rights and options when dealing with debt collectors. Find out how to stop harassing calls, dispute debts, avoid scams, and more.

  4. Some collectors harass and threaten consumers, demand larger payments than the law allows, refuse to verify disputed debts, and disclose debts to consumers’ employers, co-workers, family members, and friends. Debt collection abuses cause harms that financially vulnerable consumers can ill afford.

  5. 23 de feb. de 2024 · Key Takeaways. Debt collectors may contact you by phone, mail, or in person. The Fair Debt Collection Practices Act (FDCPA) prohibits creditors from harassing or defrauding you. Never discuss...

  6. 30 de nov. de 2021 · Learn how the CFPB's new rule protects your rights and limits debt collectors' actions when they contact you about a debt. Find out what information they must provide, how often they can call you, when they can report your debt, and more.

  7. 22 de jul. de 2022 · Learn about your rights and how to deal with debt collectors who use abusive, unfair, or deceptive practices. Find answers to frequently asked questions, consumer alerts, and resources from the Federal Trade Commission.